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Types of Accident Compensation

Typically, this type compensation covers medical bills including prescription drugs and devices as well as physical therapy and surgery. This type of compensation can also be used to pay for future earnings.

This kind of compensation is sometimes referred to "general damages." It isn't always easy to determine the value of these damages due to the fact that insurers employ different methods of calculation.

Economic Damages

Economic damages are the tangible and measurable expenses resulting from an accident Law firms. These include out-of pocket expenses for lost wages due to missed work, property damage costs and future financial losses that are expected due to the disability or injury. Courts and juries typically calculate these costs based on documentation such as hospital bills, pharmacy receipts and vehicle repair estimates.

These expenses are relatively simple to prove and are among the most immediate expenses that are incurred in a crash. They cover medical expenses for example, the first hospital stay and all subsequent care and treatment. They could also include the cost of repairing a damaged vehicle or other property items such as household and clothing products. The cost of hiring someone to take care of chores around the house or to transport children to and from school, or extracurricular activities can be included, as well.

Lost wages are another common and important category of economic damages. This is not just the income you lost because of your injuries but also any productivity loss during your recovery, as well as any sick days or vacation leaves. In certain cases there is a possibility of recovering compensation in the event of a loss of future earnings capacity. This is the case if you are unable to resume your previous work or earn the equivalent amount.

These costs are fairly clear and quantifiable. However other damages you can claim may be less obvious. These non-economic damages can be more difficult to quantify, and could include things like pain and suffering, disfigurement, and loss of enjoyment.

How can you prove the damage?

Some expenses can be proved by means of receipts and papers, but others may require expert testimony. In cases where an accident causes severe spinal injury that renders the victim partially paralyzed it may be necessary to consult an occupational specialist to determine how the injury will affect the victim. This can help the court or jury determine with certainty the full extent of personal and financial impacts will be.

The most complicated forms of economic losses are those that concern future medical expenses and lost earnings. You may be able to document these costs using a medical professional's estimation of your maximum improvement in your medical condition or when your recovery is likely to end. You'll need to show that you are likely to suffer a future financial loss. This can be accomplished by sending in your pay stubs, or expense receipts.

Insurance companies are often trying to avoid paying the total amount of damages they have to pay legally. A seasoned personal injury lawyer can ensure that you receive all compensatory damages to which you are entitled. Dennis and King will schedule a no-cost consultation. We can help you recover all of your financial and other damages resulting from a New York auto accident or personal injury.